Expected age and the odds of reaching 75, 85, 90 and 95 — for one person or the second of a couple.
What you enter: age · sex · include a partner (second death) · partner's age · partner's sex.
Money Horizon › Calculators › Money over time
Life expectancy
How long might I live?
Worked example
How long might I live — an example
Inputs
- Age
- 60
- Sex
- Female
- Include a partner (second death)
- Yes
- Partner's age
- 62
- Partner's sex
- Male
Result
- Expected age at death
- 85
- Expected years to come
- 25.2
- Chance of reaching 75
- 85%
- Chance of reaching 80
- 73%
- Chance of reaching 85
- 56%
- Chance of reaching 90
- 34%
- Chance of reaching 95
- 14%
- Chance of reaching 100
- 3%
- Second death, expected age
- 88
- Chance one of you reaches 85
- 71%
- Chance one of you reaches 90
- 45%
- Chance one of you reaches 95
- 17%
- Chance one of you reaches 100
- 3%
How it is worked out. Gompertz mortality curves fitted to ONS UK 2020-22 life expectancy at 65 and 85, by sex; a couple's second death is the chance that both have died.
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Not advice. Money Horizon is a planning indicator built on simplified rules. It does not know your full circumstances, cannot replace a regulated adviser, and its figures should not be relied on for any decision. It is not financial advice. Nothing you enter leaves your browser. Calculators use the 2026-27 rules; figures are estimates.