Money Horizon › Calculators › Pensions
Pot goal

What do I need to save for a pot of £X?

Enter the pot you want at an age, in today's money; see what current saving gets and the extra needed.

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What you enter: age now · age you want it by · pensions today · growth % a year · your contributions a year · employer contributions a year · pot wanted (today's money).

Worked example

What do I need to save for a pot of £X — an example

Inputs
Age now
40
Age you want it by
65
Pensions today
£150,000
Growth % a year
5%
Your contributions a year
£6,000
Employer contributions a year
£4,000
Pot wanted (today's money)
£750,000
Result
Projected at that age (cash terms)
£1,167,656
In today's money
£629,823
Goal in cash terms
£1,390,458
Extra needed a year
£3,400
A month
£283
Reached on current saving at
73

How it is worked out. A one-person projection with contributions rising with inflation and the pot growing at the rate given, net of nothing else; the extra is your own contribution with relief still applying.

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Not advice. Money Horizon is a planning indicator built on simplified rules. It does not know your full circumstances, cannot replace a regulated adviser, and its figures should not be relied on for any decision. It is not financial advice. Nothing you enter leaves your browser. Calculators use the 2026-27 rules; figures are estimates.